Statutory Update – 2021 Statutory Disability and Paid Family Leave Benefits and Rates

December 15, 2020

Other Leave News

2021 Statutory Disability and Paid Family Leave Benefits and Rates

California
State Disability Insurance (CA SDI) and Paid Family Leave (CA PFL)

2020

January 1, 2021

Maximum Duration

SDI: 52 weeks
PFL: 8 weeks (7/1/20)

No Change

Benefit Percentage

• If High Quarter earnings < 1/3 of the State’s Average Quarterly Wage (SAQW): 70%
• If High Quarter earnings => 1/3 of the SAQW: 60%
(SAQW = 13x SAWW)

No Change

Maximum Weekly Benefit

$1,300

$1,357

State Average Weekly Wage (SAWW)

$1,325

$1,383

Contribution Rate
Employee-Paid

1.0%

1.2%

Taxable Wage Ceiling

$122,909

$128,298

Maximum Employee Contribution

$1,229.09 per year

$1,539.58 per year

Additional Notes

Leave for Qualifying Exigency begins January 1, 2021

Required Notice


Connecticut 
Paid Family and Medical Leave (CT PFML)

January 1, 2020

January 1, 2021

Contribution Rate
Employee-Paid

N/A

.5%

Taxable Wage Base (SSA)

$142,800

Maximum Employee Contribution

$714 per year

Required Notice

Employee notice requirements are set to begin July 1, 2022; however, employers may want to utilize materials posted on the CT PFML website to notify their employees of upcoming contribution requirements.

Contributions commence January 1, 2021; Benefit entitlement begins January 1, 2022.


District of Columbia
Paid Family Leave (DC PFL)

July 1, 2020

January 1, 2021

Maximum Duration

Own Illness: 2 weeks
Family Care: 6 weeks
Bonding: 8 weeks
Combined maximum: 8 weeks
in a 52-week period

No Changes

Benefit Formula

• If EAWW* =< 150% of DC min. wage x 40: 90%
• If EAWW > 150% of DC min. wage x 40: 90% of 150% of DC min.
wage x 40 plus 50% of the difference of the EAWW and 150% of DC min. wage x 40

DC Minimum Wage

$15/hour

Maximum Weekly Benefit

$1,000

Contribution Rate
Employer-Paid

.62%

Maximum Contribution

No maximum

Required Notice

Notice posted and provided at hire, annually and at the time of need for leave


Hawaii
 Temporary Disability Insurance (HI TDI)

January 1, 2020

January 1, 2021

Maximum Duration

26 weeks

No Change

Benefit Percentage

58%

No Change

Maximum Weekly Benefit

$650

$640

Employee Contribution Rate
Employee- and Employer-Paid, Employer pays any balance required

Up to ½ of plan costs, max .5%

No Change

Maximum Weekly Wage Base

$1,119.44

$1,102.90

Maximum Employee Contribution

$5.60 per week

$5.51 per week

Required Notice


Massachusetts
Paid Family and Medical Leave (MA PFML)

2020

January 1, 2021

Maximum Duration

N/A

Own Illness: 20 weeks
Bonding or Qualifying Exigency: 12 weeks
Injured Servicemember: 26 weeks
Combined maximum: 26 weeks in a 52-week period
12 weeks for Family Care begins July 1, 2021

Benefit Formula

80% of EAWW* =< 50% of SAWW,
plus 50% of EAWW > 50% of SAWW

State Average Weekly Wage (SAWW)

$1,487.78

Maximum Weekly Benefit

$850

Contribution Rate
Employee- and Employer-Paid

.75% Total Contribution
.62% Medical, .13% Family Care

No Change

Maximum Employee Contribution Rate

.248% Medical, .13% Family Care

No Change

Maximum Wage Base (SSA)

$137,700

$142,800

Maximum Contribution

$1,032.75 Total
(~$520.50 Employee) per year

$1,071 Total
(~$539.78 Employee) per year

Required Notice


New Jersey
Temporary Disability Insurance (NJ TDI) and Family Leave Insurance (NJ FLI)

2020

January 1, 2021

Maximum Duration

TDI: 26 weeks
FLI: 12 weeks (7/1/20)

No Change

Benefit Percentage

85% (7/1/20)

No Change

Maximum Weekly Benefit

$881 (7/1/20)

$903

State Average Weekly Wage (SAWW)

$1,259.82

$1,291.42

Employee Taxable Wage Base

$134,900

$1,291.42

Employee Contribution Rate
NJ TDI is Employee- and Employer-Paid,
Employer contribution rate varies; NJ FLI is Employee-Paid

TDI: .26% of taxable wages
FLI: .16% of taxable wages

TDI: .47% of taxable wages
FLI: .28% of taxable wages

Maximum Employee Contribution

TDI: $350.74
FLI: $215.84 per year

TDI: $649.54
FLI: $386.96 per year

Employer Taxable Wage Base

$35,300

$36,200

Alternative Earnings Test

$10,000

$11,000

Base Week Amount

$200

$220

Required Notice

Worksite poster as well as notice at hire and time of need for leave


New York
Disability Benefits Law (NY DBL)

January 1, 2020

January 1, 2021

Maximum Duration

26 weeks
Max. 26 weeks in a 52-week period combined with NY PFL

No Changes

Benefit Percentage

50%

Maximum Weekly Benefit

$170

Employee Contribution Rate
Employee- and Employer-Paid, 
Employer pays any balance required

.5%

Maximum Employee Contribution

$31.20 per year

Required Notice

Posted Notice of Compliance (DBL-120 for insured plans) or Certificate of Participation in Group Disability Self-Insurance (DB-120.2 for self-funded plans), as well as a Statement of Rights (DB-271S) provided at time of need for leave.


New York
Paid Family Leave (NY PFL)

January 1, 2020

January 1, 2021

Maximum Duration

10 weeks
Max. 26 weeks in a 52-week period combined with NY DBL

12 weeks

Benefit Percentage

60%

67%

State Average Weekly Wage (SAWW)

$1,401.17

$1,450.17

Maximum Weekly Benefit

$840.70

$971.61

Contribution Rate
Employee-Paid

.270%

.511%

Maximum Employee Contribution

$196.72 per year

$385.34 per year

Required Notice

Posted Notice of Compliance (PFL-120 for insured plans, employers with self-funded plans may request from NY WCB) as well as a Statement of Rights (PFL-271S) provided at time of need for leave.


Puerto Rico
SINOT

January 1, 2020

January 1, 2021

Maximum Duration

26 weeks

No Changes

Benefit Percentage

65%

Maximum Weekly Benefit

$113

Contribution Rate
Employee- and Employee-Paid

.3% Employee, .3% Employer
on first $9,000 of earnings

Maximum Employee Contribution

$27 Employee, $27 Employer
per year

Required Notice

Worksite poster as well as individual certificate/notice of benefits


Rhode Island
Temporary Disability Insurance (RI TDI) and Temporary Caregiver Insurance (RI TCI)

2020

January 1, 2021

Maximum Duration

TDI: 30 weeks
TCI: 4 weeks
Combined maximum: 30 weeks in a 52-week period

No Change

Benefit Percentage

85%

No Change

Maximum Weekly Benefit

$887; $1,197 with dependency allowance
(7/1/20 - 6/30/21)

Contribution Rate
Employee-Paid

1.3%

No Change

Taxable Wage Base

$72,300

$74,000

Maximum Employee Contribution

$939.90 per year

$962.00 per year

Financial Eligibility Test

$13,800 in Base Period earnings; or
(1)  $2,300 in at least one Base Period quarter
(2)  Base Period taxable wages at least 1.5x highest quarter of earnings and
(3)  $4,600 of taxable wages in Base Period (10/1/20)

No Change

Required Notice


Washington
Paid Family and Medical Leave (WA PFML)

January 1, 2020

January 1, 2021

Maximum Duration

Own Illness: 12 weeks; +2 weeks for pregnancy incapacity (PI)
Family Care: 12 weeks
Combined maximum: 16 weeks
in a 52-week period (18 weeks w/PI)

No Change

Benefit Formula

•    If EAWW* =< 1/2 SAWW: 90%
•    If EAWW > 1/2 SAWW: 90% of 1/2 of the SAWW plus 50% of the difference of the EAWW and 1/2 of the SAWW

No Change

Maximum Weekly Benefit

$1,000

$1,206
Based on 90% of SAWW stated in regulations

State Average Weekly Wage (SAWW)

$1,255

$1,340

Contribution Rate
Employee- and Employer-Paid

.4% Total Contribution

No Change

Maximum Employee Contribution Rate

63.333% of Total Contribution
(~.253% of wages)

No Change

Maximum Wage Base (SSA)

$137,700

$142,800

Maximum Contribution

$550.80 Total
(~$348.83 Employee) per year

$571.20 Total
(~$361.76 Employee) per year

Required Notice

Worksite poster as well as Statement of Employee Rights (“Employer to Employee Notice”) at time of need for leave

*EAWW = Employee’s Average Weekly Wage, as defined by each law; SAWW = State Average Weekly Wage

Please contact your Trion Account Team members for specific questions about these or other updates.

No part of this document may be reproduced, quoted, or transmitted in any form or by any means (electronic, mechanical, photocopying, recording or by any information storage and retrieval system), without express, prior permission, in writing from Marsh & McLennan Agency, LLC.

This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Trion Group, a Marsh & McLennan Agency, LLC Company shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affective if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change.

Copyright © 2020 Trion Group, a Marsh & McLennan Agency, LLC Company. All rights reserved.

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